Another Insurance Question, Pre-Existing Conditions? - Cat Forum : Cat Discussion Forums
 
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post #1 of 3 (permalink) Old 07-25-2007, 02:13 PM Thread Starter
 
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Another Insurance Question, Pre-Existing Conditions?

I did a search, and I'm sure I already know the answer to this, but is there any company that covers pre-existing conditions? Ozzy is 5 and suffers from chronic constipation (now managed with meds & prescription food), but his latest bout with gas cost $800. I'm not optimistic, but I thought I would ask anyway.
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post #2 of 3 (permalink) Old 07-25-2007, 04:28 PM
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I seriously doubt it. On some insurance policies, I've heard that if your cat is treated for something, and you renew your policy, it's not covered under the renewal because it's an existing condition! You really have to read the small print. $800 for gas! Poor kitty.

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post #3 of 3 (permalink) Old 07-25-2007, 11:58 PM
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That won't be covered, because it's chronic and currently ongoing. But sometimes pre-existing conditions are covered by specific inclusion in the policy, but the coverage is generally quite limited. Sometimes pre-existing conditions are covered if they were previously "cured" and there hasn't been any treatment for a certain period of time. It's just something that varies from company to company and you have to read the fine print on the policy. My policy on Twinkie covers pre-existing conditions to the tune of $100. So that's not much better than not covered at all.
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