The tree at the edge of our yard had a really big limb that was barely hanging on. It had been cracking for quite a while. Last spring, my dad figured he would get it trimmed, if the neighbor helped pay for it (the trunk was just on the other side of the fence, but most of the limbs were over our driveway).
We have no garage... you can see where this is going? LOL
So, on one particularly windy day, with that huge branch swaying every which way... I came home from an outing, and my dad told me "Better move your car as close to the house as you can get, and back a little farther than normal". So I go out and move it. Come inside, and start puttering around in my room. About 10 minutes later my dad comes in and says "I hate to tell you this... but that big branch just crashed into your car".
Yup, I go outside and the windshield had been speared right in front of the passenger seat. If I had been 15 minutes late getting home, and parked my usual way ...er, I probably wouldn't be writing this story right now! (or at least survived with major injuries to my face/neck)
Needless to say, my dad and the neighbor had ALL the branches cut off. Now it's just a tall trunk with a bunch of stumps sticking out (why they didn't just take the whole tree down, I dunno).