question for those repaying student loans... - Cat Forum : Cat Discussion Forums
Reply
 
LinkBack Thread Tools
post #1 of 15 (permalink) Old 03-10-2004, 12:57 PM Thread Starter
 
Join Date: Dec 2003
Posts: 1,542
question for those repaying student loans...

I am in the process of trying to consolidate my student loans. I have federal and an educational computer loan.

Any recommendations for companies to consolidate with? The problem I've run into is most places will only consolidate federal loans. I need to consolidate my computer loan with it all and make only one payment.

Any suggestions would be great.
mismodliz is offline  
Sponsored Links
Advertisement
 
post #2 of 15 (permalink) Old 03-10-2004, 01:47 PM
Super Moderator
 
Heather102180's Avatar
 
Join Date: Nov 2003
Location: Kansas
Posts: 8,888
I've been paying on my $19,000 loan for about a year now and every week, I get something in the mail telling me to refiance but I haven't had time to do that yet. I'm not too smart when it comes to loans and all that stuff but i do wish you luck! It's a pain!
Heather102180 is offline  
post #3 of 15 (permalink) Old 03-10-2004, 02:06 PM
 
Join Date: Jul 2003
Posts: 287
Are all your loans through one bank? If so, you cannot consolidate with one of those companies. I found that the rate I am getting currently is better than the consolidation rates at many banks and my current rate is fixed, while most refinanced rates are variable. Setting up direct payment online can save up to .25% points.

Is your computer loan with the computer store or company? If so, I doubt you can get a bank to pick it up.
Rayona is offline  
Sponsored Links
Advertisement
 
post #4 of 15 (permalink) Old 03-10-2004, 02:35 PM Thread Starter
 
Join Date: Dec 2003
Posts: 1,542
I have federal student loans (the gov't type) and a loan with PLATO which is paid to Wells Fargo.
mismodliz is offline  
post #5 of 15 (permalink) Old 03-10-2004, 04:07 PM
 
Join Date: Aug 2003
Posts: 1,334
I avoid student loans
Aonir is offline  
post #6 of 15 (permalink) Old 03-10-2004, 05:39 PM
Senior Cat
 
Join Date: Dec 2003
Location: Flint, MI
Posts: 601
Send a message via AIM to AmberD
The Student Loan Corporation/Citibank is a good company, but you'd have to check about that other loan of yours.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
AmberD is offline  
post #7 of 15 (permalink) Old 03-10-2004, 05:40 PM Thread Starter
 
Join Date: Dec 2003
Posts: 1,542
I wish I could have, Aonir.
mismodliz is offline  
post #8 of 15 (permalink) Old 03-10-2004, 05:54 PM
Cat Addict
 
Join Date: Oct 2003
Posts: 3,210
I'd like to know what you come up with... as I have to work on consolidationg my 50K in loans soon.
Padunk is offline  
post #9 of 15 (permalink) Old 03-11-2004, 12:15 AM
 
Join Date: Aug 2003
Posts: 1,334
Can't you guys get Financial Aid/Grants? I always got more than enough to pay them off. Except I always go one quarter without no payments because they always screw me up. Thus, me going to a new college next year
Aonir is offline  
post #10 of 15 (permalink) Old 03-11-2004, 02:31 AM
Cat Addict
 
Join Date: Oct 2003
Posts: 3,210
It's a combination of my parents income being too high to recieve much aid (btw, they give me virtually no financial support) and my grades not being good enough for a scholarship.
Padunk is offline  
Sponsored Links
Advertisement
 
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Cat Forum : Cat Discussion Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome