Credit Card Fraud
Friday night at a restaurant I used my credit card to pay and was told the machine would not take the card. I didn't think much of this because when a card gets old, the magnetic strip becomes tarnished and some machines have trouble reading it. Yesterday I attempted to purchase gas and the pump rejected my card so I called customer service. I was told that a freeze was put on the card due to some suspicious activity. They listed the 3 most recent charges on the card, totalling $500, none of which I made, and they said there are further pending purchases made using the card. They told me that someone apparently got ahold of my credit card number, counterfeited my card, and was using it for purchases in another state. These were not online purchases but rather made in person at a retailer with a fraudulent card.
Fortunately it looks like I won't be responsible for these charges, but I have to wait a few more days for the pending charges to go through before I can file a report with them. I use my credit card online regularly but I thought that all websites encrypt such information. Then again, there are theives who do nothing all day but look for ways to get their filthy hands on such information.
Even though it is inconvenient for everybody, I now wish all retailers would require picture ID before accepting any credit card. I also wish the credit card company would have called me when they froze my card because I carry only one credit card and I almost got stuck washing dishes at a restaurant to pay for my dinner.