I called this leasing company that's leasing my car and wanted to know about trading it in early since I wouldn't get a penalty. Well I didn't have the VIN # on me at the time so he looked me and my bf up under our social. He assured me before I even said anything that it's confidential and it's just to look up our accounts.
Well today I listen to my voicemail and he's asking me stuff that's on my credit report and saying he pulled my credit. I am not super mad but this was irritating! I was just wanting some prices, I didn't want my credit run right now especially when I'm not going to even do it now.
I told him I really didn't want my credit run and I didn't sound angry or anything but he kept going on about how if you're looking around for cars and they run your credit within a short period of time that it's ok, etc. Ok, I know that! But the thing is, I haven't looked around for cars and I was just calling them since they sent me something in the mail.
I wouldn't care if I was looking around for cars, but the thing is I'm not. Grrrr, I should of never called. If he called me and asked me to run my credit I would of said no.
Lesson learned- When giving out your social, if there is an alternate way they can look you up, do the alternate method.